Privacy Policy

MerchantFinancePro, Inc. ("MerchantFinancePro," "we," "us," or "our") respects your privacy and is committed to protecting the personal and business information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website (MerchantFinancePro.com) or use our Services.

By accessing or using our Website, you agree to the terms outlined in this Privacy Policy. If you do not agree, please refrain from using our Website and Services.

1. Information We Collect

   We collect information that is necessary to provide our Services and improve your experience. This includes:

   1. Information You Provide Directly:
      • Business Information: Business name, industry, revenue, tax ID, and operational details.
      • Contact Information: Name, email address, phone number, and mailing address.
      • Application Details: Information submitted through forms, such as funding requirements or equipment needs.
   2. Information We Collect Automatically:

      When you interact with our Website, we may collect:

      • Device Information: IP address, browser type, operating system, and device identifiers.
      • Usage Data: Pages visited, time spent on the site, referral URLs, and clickstream data.
      • Cookies and Tracking Technologies: Small files stored on your device to enhance user experience and analyze Website performance.
   3. Third-Party Information:

      We may receive additional information about you from third parties, such as:

      • Publicly available business records.
      • Data from financial institutions or credit agencies when evaluating funding requests.
2. How We Use Your Information

   We use the collected information for various purposes, including:

   1. To Provide Services:
      • Process applications for financing, merchant cash advances, or credit card processing.
      • Evaluate business eligibility for our offerings.
   2. To Communicate With You:
      • Respond to inquiries or customer support requests.
      • Send updates, promotions, or information about your application status.
   3. To Improve Our Website and Services:
      • Analyze usage patterns and trends to optimize the user experience.
      • Develop new features, services, or products based on customer feedback.
   4. To Ensure Security and Compliance:
      • Protect against fraudulent or unauthorized activity.
      • Comply with legal and regulatory obligations.
3. How We Share Your Information

   We value your privacy and do not sell your personal or business information to third parties. However, we may share information in the following ways:

   1. With Service Providers:

      We may share information with trusted third-party providers to facilitate our Services, such as payment processors, financial institutions, or data analytics companies.

   2. With Business Partners:

      If necessary, we may share information with partners who assist in funding decisions or delivering Services to you.

   3. For Legal Compliance:

      We may disclose information if required to do so by law or in response to valid legal requests, such as subpoenas or court orders.

   4. In Business Transactions:

      In the event of a merger, acquisition, or sale of all or part of our business, your information may be transferred as part of the transaction.

4. Cookies and Tracking Technologies

   Our Website uses cookies, web beacons, and similar tracking technologies to enhance user experience and analyze performance.

   1. Types of Cookies We Use:
      • Essential Cookies: Necessary for the Website’s core functionality.
      • Performance Cookies: Track user behavior to improve Website performance.
      • Marketing Cookies: Deliver tailored advertisements based on browsing activity.
   2. Managing Cookies:

      You can control or disable cookies through your browser settings. However, this may impact your experience on the Website.

5. Data Security

   We implement industry-standard security measures to protect your information from unauthorized access, disclosure, or loss. These measures include:

   • Secure Socket Layer (SSL) encryption for data transmission.
   • Regular vulnerability assessments and security updates.
   • Restricted access to sensitive information within our organization.

   However, no system can guarantee complete security. You share information at your own risk.

6. Your Rights and Choices

   You have certain rights regarding your information, including:

   1. Access and Correction:

      You may request access to the information we hold about you and request corrections if it is inaccurate or incomplete.

   2. Opt-Out of Marketing Communications:

      You can opt out of receiving promotional emails by clicking the unsubscribe link in our communications or contacting us directly.

   3. Data Deletion:

      You can request the deletion of your information, subject to our legal or contractual obligations to retain certain data.

7. Third-Party Links

   Our Website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these external sites. Please review their privacy policies before engaging with them.

8. Children’s Privacy

   Our Services are not intended for individuals under 18 years of age. We do not knowingly collect information from children. If we discover that a minor has provided us with personal information, we will delete it promptly.

9. Changes to This Privacy Policy

   We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Any changes will be posted on this page with the updated effective date.

10. Contact Us

    If you have questions, concerns, or requests related to this Privacy Policy, please contact us:

    • Email: privacy@merchantfinancepro.com
    • Phone: 469-473-7705
    • Address: 260 Woodward Ave, Staten Island, NY 10314