Terms and Conditions

Welcome to MerchantFinancePro.com (“Website”). By accessing or using our Website, services, or products (collectively, "Services"), you agree to comply with and be bound by the following Terms and Conditions (“Terms”). Please read them carefully. If you do not agree to these Terms, you may not use our Services.

  1. Eligibility
    1. Business Use Only: Our Services are intended exclusively for small business owners or authorized representatives seeking financing, merchant cash advances, or payment processing services.
    2. Age Requirement: You must be at least 18 years old to use our Services.
    3. Jurisdiction: Our Services are available to businesses operating in the United States, subject to applicable laws and regulations.
  2. Use of the Website
    1. Accuracy of Information: You agree to provide accurate, truthful, and complete information during the application or inquiry process.
    2. Prohibited Activities: You may not use our Website or Services for unlawful purposes, including but not limited to:
      • Submitting false or misleading information.
      • Engaging in activities that disrupt the functionality of the Website.
      • Attempting to gain unauthorized access to our systems or data.
    3. Intellectual Property: All content on our Website, including text, graphics, logos, and design, is the property of MerchantFinancePro, Inc. and protected by intellectual property laws. Unauthorized use or reproduction is prohibited.
  3. Services Provided
    1. No Guarantees: While MerchantFinancePro strives to provide accurate information and quality Services, approval for financing, merchant cash advances, or credit card processing is not guaranteed and is subject to our review and underwriting processes.
    2. Service Modifications: We reserve the right to modify, suspend, or discontinue any Services at our sole discretion and without prior notice.
  4. Application and Approval Process
    1. Submission of Information: By submitting your application or inquiry, you consent to our use of the information to evaluate your eligibility for our Services.
    2. Third-Party Partners: Some Services may involve third-party providers. By submitting your information, you authorize us to share relevant data with such partners to facilitate the provision of Services.
    3. No Personal Guarantee or Credit Score Requirement: While our Services do not require personal guarantees or credit scores, approval decisions may still be based on factors such as your business's financial performance, revenue, and other criteria.
  5. Privacy and Data Use
    1. Privacy Policy: Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal and business information.
    2. Data Sharing: We may share your information with third-party providers strictly for the purpose of delivering Services. We do not sell your information to unrelated parties.
  6. Disclaimers and Limitation of Liability
    1. No Warranties: MerchantFinancePro makes no representations or warranties of any kind, express or implied, regarding the accuracy, reliability, or availability of the Website or Services.
    2. Limitation of Liability: To the maximum extent permitted by law, MerchantFinancePro and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Website or Services.
    3. Indemnification: You agree to indemnify and hold harmless MerchantFinancePro, its employees, agents, and affiliates from any claims, liabilities, or expenses arising from your use of the Website or Services.
  7. Governing Law and Dispute Resolution
    1. Jurisdiction: These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of laws principles.
    2. Dispute Resolution: Any disputes arising from these Terms or your use of the Services shall be resolved through binding arbitration in New York, NY, under the rules of the American Arbitration Association.
  8. Termination
    1. Termination by Us: We reserve the right to terminate your access to the Website or Services at our sole discretion, with or without cause, and without prior notice.
    2. Termination by You: You may cease using our Services at any time by contacting us.
  9. Changes to Terms - MerchantFinancePro reserves the right to update or modify these Terms at any time. Any changes will be effective upon posting to the Website. Your continued use of the Services after such changes constitutes your acceptance of the updated Terms.
  10. Contact Information

If you have questions about these Terms or need assistance, please contact us: